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A Business Owners policy offers broad insurance coverage for small businesses (fewer than 100 employees and less than $5 million annual sales). A BOP policy can provide your business with property insurance, liability insurance, crime coverage and much more. There are BOP policies for a variety of small businesses, Restaurants, Retail Stores, Offices, Lessor's Risk, Apartments, Technology Offices, Manufactures, Wholesalers and more.
General Liability coverage insures against the payment of damages and legal defense that your business may incur due to a liability claim legally imposed upon your business because of the negligence of the business or its employees.
This is a specialized type of insurance to protect mobile equipment and unique or special business property owned by the company.
If your business has employees, Workers Compensation insurance is mandatory. It provides coverage for an employee's on-the-job injuries. Covering cost for medical bills and compensation for loss wages.